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Estimates are often misunderstood, as they are sometimes referred to in the trade as "visible damage quotations." An estimator can only asses what is visible without further disassembly and testing. Additional damage is frequently discovered after disassembly. This is not a sales tactic to inflate the price- rather, estimates can serve as a final price but are more often a solid starting point for for deciding whether to proceed through insurance or pay out of pocket.